1. Introduction

Welcome to the website of Bayshore Accounting and Bookkeeping (the “Site”), located at bayshoreaccounting.com. These Terms govern your access to and use of our Site, including any content, functionality, and services offered (collectively, the “Services”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

We are Bayshore Accounting and Bookkeeping, a Florida-based firm providing accounting and bookkeeping services, located at Niceville, Florida. Our contact information is: info@bayshoreaccounting.com or (850) 217-8006. The Owner/CEO is Caryn Rominger.

You must be at least 18 years old to use our Services. If you are under 18, you may only use the Site with parental consent.

2. Definitions and Interpretation

• “Firm” or “We” refers to Bayshore Accounting and Bookkeeping.
• “User” or “You” refers to any visitor or user of the Site.
• “Content” includes text, images, videos, financial resources, and other materials on the Site.
• “Services” include but are not limited to informational resources, contact forms, client portals, and inquiries for accounting, bookkeeping, tax preparation, or related financial services.

Capitalized terms have the meanings given here unless otherwise stated.

3. Services Provided

We provide accounting and bookkeeping-related services through our Site, including but not limited to educational blog articles, contact forms for service inquiries, and secure client login portals for accessing financial reports or documents. These Services are intended for informational and professional engagement purposes and may be modified, suspended, or discontinued at any time without notice.

Our professional services (e.g., bookkeeping, tax advice) are subject to separate client agreements and are not governed solely by these Terms. Any financial advice or services provided are not guarantees of outcomes and should not replace professional consultation.

4. User Accounts and Registration

To access certain features, such as client portals, you may need to create an account. You agree to provide accurate, current, and complete information during registration and to update it as necessary. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

We reserve the right to suspend or terminate your account at any time if we suspect fraudulent activity, violations of these Terms, or for any other reason. Account information is handled in accordance with our Privacy Policy.

5. User Obligations and Prohibited Conduct

You agree to use the Site only for lawful purposes and in compliance with all applicable laws, including financial regulations. Prohibited conduct includes:

• Uploading or sharing confidential financial information without authorization.
• Engaging in fraudulent activities, such as misrepresentation of financial data.
• Attempting to access unauthorized areas of the Site or interfering with its functionality (e.g., hacking, spamming, or introducing viruses).
• Using the Site to solicit or compete with our services without permission.
• Posting defamatory, harassing, or illegal content.

Violations may result in immediate termination of access, legal action, and reporting to relevant authorities.

6. Intellectual Property Rights

All Content on the Site, including logos, financial templates, articles, and proprietary tools, is owned by Bayshore Accounting and Bookkeeping or our licensors and is protected by copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive license to view and use the Content for personal or informational purposes only. You may not reproduce, distribute, or modify any Content without our written permission.

If you submit content to the Site (e.g., inquiries, feedback, or testimonials), you grant us a non-exclusive, royalty-free, perpetual license to use, reproduce, and display it for business purposes, such as marketing or service improvement. We respect intellectual property rights; if you believe your rights have been infringed, contact us at info@bayshoreaccounting.com with details pursuant to the Digital Millennium Copyright Act (DMCA).

7. Payments and Fees

If you engage our Services through the Site (e.g., booking consultations or paying for bookkeeping packages), you agree to pay the fees as described at the time of purchase. Payments are processed securely via third-party providers (e.g., Stripe or similar), and all transactions are subject to applicable taxes.

Refunds are handled on a case-by-case basis and are not guaranteed. We may update pricing with prior notice. For ongoing services, billing terms will be outlined in a separate client agreement.

8. Privacy and Data Handling

Your privacy is paramount, especially given the sensitive nature of financial data. Please review our Privacy Policy [link to Privacy Policy], which details how we collect, use, store, and share information, including compliance with laws like the Gramm-Leach-Bliley Act and Florida data protection regulations.

By using the Site, you consent to our data practices, including the use of cookies for analytics and secure transmission of financial information via encrypted channels.

9. Third-Party Links and Services

Our Site may contain links to third-party websites or tools (e.g., tax software providers or financial calculators). These links are provided for convenience only, and we do not endorse, control, or assume responsibility for their content, privacy practices, or availability. Use them at your own risk.

10. Limitation of Liability and Disclaimers

The Site and Services are provided “AS IS” and “AS AVAILABLE” without warranties of any kind, express or implied, including accuracy, completeness, or fitness for a particular purpose. We disclaim any liability for errors in financial information or advice provided.

To the fullest extent permitted by law, Bayshore Accounting and Bookkeeping, its officers, employees, and agents shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of the Site or Services, including but not limited to loss of profits, data, or business opportunities. Our total liability is limited to the amount you paid us for the specific Service in question during the preceding 12 months, or $100 if no payment was made.

11. Indemnification

You agree to indemnify, defend, and hold harmless Bayshore Accounting and Bookkeeping, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses (including reasonable attorneys’ fees) arising from your use of the Site, violation of these Terms, or infringement of any third-party rights.

12. Termination

We may terminate or suspend your access to the Site or Services at any time, with or without cause or notice, including for violations of these Terms. Upon termination, your right to use the Site ceases immediately. Sections that by their nature should survive termination (e.g., liability limitations, indemnification) will remain in effect.

13. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles. Any disputes arising from or relating to these Terms or the Site shall be resolved exclusively through binding arbitration in Niceville, Florida, under the rules of the American Arbitration Association, or in the courts of Okaloosa County, Florida, if arbitration is unenforceable.

14. Changes to These Terms

We may revise these Terms at any time to reflect changes in our practices or legal requirements. Updated Terms will be posted on the Site with the new effective date. Your continued use of the Site after changes constitutes acceptance. We recommend reviewing this page periodically.

15. Contact Information

For questions about these Terms, our Services, or any other matters, please contact us at:

• Email: info@bayshoreaccounting.com
• Phone: (850) 217-8006
• Address: Bayshore Accounting and Bookkeeping, Niceville, Florida
• Attn: Caryn Rominger, Owner/CEO